Dec 20, 2017

Posted by in Online Safety | 2 Comments

How to Avoid Scams – Online and Offline

How to Avoid Scams – Online and Offline

With so many criminals trying to take advantage of people who don’t know better, it pays to be a smart consumer. There are multiple methods you can use to avoid scams both online and offline. Here are practical steps smart consumers can take to avoid scammers.

  1. Protect your personal information – Whether you’re doing online or offline transactions, you have to protect your personal information at all times. Protect private information such as account passwords, identification numbers, bank details, and the like.
  2. Surf the internet safely – Safe internet use will help you avoid just about every scam found online. Be careful when using peer-to-peer file sharing services. Only make online transactions with reputable websites and businesses, and be wary of suspicious emails.
  3. Get a credit report – Maintaining your credit score is essential. Request a copy of your credit report from time to time. It will help you trace irregular activity and monitor your expenses using your account. You can obtain a credit report for free.
  4. Be wary of product scams – There are different kinds of product scams out there. Scammers can sell you fraudulent products and services. Some of them would even sucker you into making spurious transactions. Only make transactions with reputable stores, and be careful when making deals.
  5. Avoid anything that demands you pay something upfront, unless you’re buying something. A common scam done both online and offline are programs, raffles, and other similar promotions that demand you pay something up-front. When you get such offers, avoid them. Legit organizations don’t ask for payments from their clients.
  6. Travel safely – Each country has more than its fair share of travel scams. Whether you’re traveling locally or internationally, be careful when doing transactions with locals. Before traveling, do your research on common scams at your destinations. If possible, have a reputable local guide travel with you.

Keep these tips in mind. This way, you can avoid being scammed, whether online or offline.

  1. Nice tips here. Been fooled before because of that product scams. Now that I’ve learned something. Thanks for this!

  2. Be aware on the suspicious website online. They might get your personal information.

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